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  • Refinance

    Securing a new mortgage to pay off existing loans or to take cash-out is known as refinancing. There are many reasons why an individual may choose to refinance, from obtaining a lower interest rate and payments to liquidating equity. Whatever your goals are, IPL Mortgage is here to help you accomplish them.

    When refinancing a mortgage and comparing multiple lenders, it is important to compare all costs associated with the transaction to truly determine who is offering the best deal. Not only are IPL Mortgage’s rates and fees amongst the lowest in the industry, but so are the escrow and title services we’ve negotiated. The tables below show our escrow and title rates compared with the industry average:

    Escrow Fees, all loan amounts: Our Rates Industry Norm
    Escrow/Closing Fee $495 $550
    Loan tie-in fee $0 $50
    Notary $0 $150
    Courier $0 $45
    Title Insurance: Our Rates Industry Norm
    Loan Amount Premium Premium
    $0 – $250,000 $350 $450
    $250,001 – $500,000 $425 $750
    $500,001 – 750,000 $580 $1050
    $750,001 – $1,000,000 $660 $1,250
    $1,000,001 – $1,250,000 $945 $1,500
    $1,250,000 – $1,500,000 $945 $1,700
    $1,500,000+ Call
  • California DRE, Real Estate Broker License # 01948374. NMLS # 1323733 © 2007 IPL Mortgage . All rights reserved. IPL Mortgage, 1601 Dove St, Suite 181, Newport Beach, CA 92660. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice.