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Now is the time to buy – with home equity on the rise and mortgage rates trending downward, it’s a great time to look for that second home or investment property.

Stated Income available! 7yr ARM at 5.25% with APR of 5.64%
Owner occupied, second home, or investment properties
70% LTV to $1 million. Loans up to $2.5 million.

Owner occupied, second home, or investment properties, Loans up to $2 million. APR as low as 4.231%

Today’s Rates

Conforming

Loans to $453,100
Term Rates APR Fees
30 Year Fixed 4.000% 4.121% 1 pt + $495
30 Year Fixed 4.250% 4.256% 0 pts+ $495
30 Year Fixed 4.375% 4.375% -0.5 pt+$495
15 Year Fixed 3.500% 3.694% 1 pt + $495
15 Year Fixed 3.750% 3.784% 0 pts + $495
15 Year Fixed 3.875% 3.875% -0.5 pt+$495

Super Conforming

Loans to $679,650
Term Rates APR Fees
30 Year Fixed 4.125% 4.236% 1 pt + $495
30 Year Fixed 4.325% 4.381% 0 pts + $495
15 Year Fixed 3.875% 3.938% 0 pts + $495
15 Year Fixed 4.000% 4.000% -0.5 pts + $495
5 Year ARM 3.625% 4.708% 0 pts + $495
7 Year ARM 3.875% 4.675% 0 pts + $495

Jumbo

Loans to $10 million
Term Rates APR Fees
30 Year Fixed 4.375% 4.386% 0 pts + $525
7 Year ARM 3.875% 4.675% 0 pts + $525
7 yr ARM w/Interest Only 4.000% 4.731% 0 pts + $525
10 Year ARM 4.125% 4.633% 0 pts + $525
10 yr ARM w/Interest Only 4.250% 4.654% 0 pts + $525

 

Don’t show enough income?

We can use your assets as income to help you qualify! Same great rates. Commercial mortgages available! Apartment/Multifamily 10 yr ARM at 3.990% with 0pts. Call for more products & details.

 

19762 MacArthur Blvd, Suite 110. Irvine, CA 92612

Real Estate Broker, California Bureau of Real Estate

Assumptions

Fixed Rate Reverse Mortgage: 4.54% with 5.47% APR (0 pts): No monthly mortgage payment, only pay property taxes & insurance.

Commercial mortgages: Apartment/Multifamily 10 yr ARM at 4.415% with 0 pts & 4.74% APR. Call for more products & details

Real Estate Broker, CA DRE. Rates effective as of 8/30/18. All rates and fees are subject to change without notice. All rates quoted are for 1st trust deeds. The APR on ARMs may increase after consummation. Stated income loans may have a higher interest rate, more points or more fees than other products requiring documentation. Locks for all rates quoted: 30 days. APR assumptions: CA DRE #01948374 760+ FICO, primary residence, SFR, purchase, CA, impounds, $453k mortgage ($1 million for jumbos), 60% LTV.
California DRE, Real Estate Broker License # 01948374. NMLS # 1323733 © 2007 IPL Mortgage . All rights reserved. IPL Mortgage, 19762 MacArthur Blvd, Suite 110, Irvine, CA 92612. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice.