today's california rates
30yr Fixed to $417,000 (Conforming)
Rate: 3.99% APR: 4.04% (0.5 pts)
Rate: 4.125% APR: 4.125% (0 fees)
30yr Fixed to $625,500 (Conf. Plus)
Rate: 4.0% APR: 4.04% (0 pts)
Rate: 4.125% APR: 4.125% (0 fees)
30yr Fixed to $2 million (Jumbo)
Rate: 4.0% APR: 4.02% (0 pts)
Rate: 4.125% APR: 4.125% (0 fees)
5yr ARM to $10 million (Jumbo)
Rate: 2.5% APR: 2.84% (1.125 pts)
Rate: 2.875% APR: 2.876% (0 pts)
7yr ARM to $10 million (Jumbo)
Rate: 2.875% APR: 2.97% (1.25 pts)
Rate: 3.25% APR: 3.25% (0 pts)
10yr ARM to $10 million (Jumbo)
Rate: 3.375% APR: 3.41% (1 pts)
Rate: 3.75% APR: 3.75% (0 fees)
APR Assumptions: 760 + FICO, SFR, Purchase, Primary, CA, Impds, 417k (1 mil Jumbo)
Current as of: 9/17/2014, 10:00am
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IPL Mortgage is a full service mortgage company based in California. We aim to provide our customers the best financing available by offering below market California mortgage rates. IPL Mortgage is utilized by a diverse group of clientele from first-time home buyers to seasoned real estate investors. The dedicated staff is committed to helping individuals find a loan program that will suit their needs. At IPL Mortgage, the emphasis is based on providing the best financing possible at optimal mortgage interest rates.

When clients are considering buying a home or investing in property it is essential that they remain abreast of current financial trends, such as current mortgage interest rates. Our posted interest rates are based on California mortgage rates and are regularly updated and displayed on our home page. We strive to provide our customers with the most up-to-date information in regard to California mortgage rates to ensure they secure a California mortgage that will be in their best interests.

We offer a variety of repayment schedules to accommodate our customers' needs. The popular 30 year fixed mortgage gives you the option of repaying your home loan at an affordable mortgage interest rate without the payment ever adjusting. IPL Mortgage can offer expert guidance as individuals contemplate whether a 30 year fixed mortgage rate, adjustable rate mortgage, interest only mortgage, jumbo mortgage, etc., will be their best option.

There are several loan programs from which home buyers and property investors may choose, from conventional fixed rate mortgages to jumbo loans. The most common type of fixed rate mortgages are the 15 and 30 year fixed mortgage rate , but these types of loans are available for 10 to 40 year terms as well. A 30 year fixed rate mortgage allows buyers to make fixed monthly payments on their purchase over a longer period of time. For those buyers that can afford higher monthly payments, a 15 year fixed mortgage rate may be more suitable, as the mortgage rate is generally lower.

Jumbo loans are mortgages with a loan amount greater than the conventional conforming loan limits established by the Department of Housing and Urban Development (HUD). Jumbo loans are often referred to as non-conforming loans. Higher interests rates are usually associated with jumbo loans. An IPL Mortgage specialist can help borrowers understand in what situations jumbo loans would be most appropriate, and how this type of loan would be beneficial to home buyers and investors.

IPL Mortgage is one of the premier full service mortgage companies in the State of California. California mortgages are their specialty, and their highly qualified mortgage experts are ready to provide any needed financial assistance to prospective or returning clients. From purchasing a property to refinancing a home, IPL Mortgage can provide the expert counsel and guidance that clients need and deserve.